BY ACCESSING, BROWSING, SEARCHING, DOWNLOADING FROM OR USING THIS SITE, YOU AGREE TO BE BOUND BY THE TERMS DESCRIBED BELOW AND ALL POLICIES AND GUIDELINES THAT MAY BE INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO THESE SITE TERMS OR ANY SUBSEQUENT MODIFICATION, DO NOT ACCESS, SEARCH, DOWNLOAD FROM, BROWSE OR OTHERWISE USE THIS SITE. YOUR USE OF THIS SITE WILL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE TERMS.
THE INFORMATION FROM OR THROUGH THIS SITE IS PROVIDED AS IS AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF TITLE, AND WARRANTY OF NON-INFRINGEMENT). THE INFORMATION AVAILABLE THROUGH THE SITE MAY CONTAIN BUGS, ERRORS, PROBLEMS, OMISSIONS, INACCURACIES OR OTHER LIMITATIONS. FCRMI HAS NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OBTAINED FROM THE SITE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, FCRMI IS NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN FCRMI AND YOU IN YOUR USE OF THIS SITE. THE INFORMATION PROVIDED ON THIS SITE WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM FCRMI DIRECTLY OR INDIRECTLY THROUGH THE SITE (OR THROUGH CONTACT WITH ANY EMPLOYEE OF FCRMI WHOSE IDENTITY YOU ASCERTAINED THROUGH THE USE OF THE SITE) SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN ANY ELECTRONIC FILE CONTAINING ANY FORM OR DOCUMENT FROM THE SITE IS DISCLAIMED.
ALTHOUGH FCRMI HAS TRIED TO BE AS ACCURATE, COMPLETE, AND CURRENT AS POSSIBLE, FCRMI DOES NOT WARRANT THAT THE CONTENT HEREIN IS ACCURATE, COMPLETE, OR CURRENT. IT IS YOUR RESPONSIBILITY TO VERIFY ANY INFORMATION BEFORE RELYING ON IT.
BY USING THIS SITE, YOU ARE REPRESENTING TO FCRMI THAT YOU HAVE THE POWER AND AUTHORITY TO ACCEPT THESE TERMS AND TO ENTER INTO THIS AGREEMENT, THAT YOU ARE CAPABLE OF ASSUMING, AND DO ASSUME, ANY RISKS RELATED TO THE USE OF THIS SITE AND ITS CONTENT, AND THAT YOU UNDERSTAND AND ACCEPT THE TERMS, CONDITIONS AND RISKS RELATING TO YOUR USE. IF YOU ARE DISSATISFIED WITH THIS SITE OR ITS CONTENT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING IT
Intellectual Property / Restrictions
All content included on this site, such as text, graphics, design, data compilation, name, logos, images, audio clips, database information selection, digital downloads and all other matters related to this site, are the property of FCRMI and may be protected by copyright laws or other proprietary rights.
You acknowledge that you are expressly prohibited from transferring, assigning, leasing, distributing, renting, lending, publishing or making available all or any portion of this site by whatever means to any other person or entity.
This site may contain links to third party sites. Since these links may be to independent outside sources, FCRMI is not responsible for their content, products, services and/or promotions.
FCRMI does not monitor or control the linked third party sites and makes no representations regarding them. If you choose to access any third party sites, you do so at your own risk. Any links available do not constitute or imply an endorsement, sponsorship, or recommendation by FCRMI.
Modification of Site
FCRMI will periodically edit, delete or modify the information; services and resources contained in this site and reserves the right to make such changes without any obligation to notify past, current or prospective visitors. FCRMI encourages you to visit this site frequently to stay informed.
Limited Right to Use
The viewing, printing or downloading of any content, graphic, form or document from this site grants you only a limited, non-exclusive license for use solely by you for your own personal or non-commercial use. You will not in connection with your use of this site:
- Violate any applicable local, state, national or international law, statute, ordinance, rule or regulation;
- Interfere with or disrupt the computer networks of FCRMI or attempt to do so;
- Upload, post, transmit, publish, or distribute any material that infringes, violates, breaches or otherwise contravenes the rights of FCRMI
- Upload, post, transmit, publish or distribute any material or information that constitutes or encourages conduct that would constitute a criminal offense, give rise to other liability, or otherwise violate applicable law.
Any unauthorized use of the site will terminate the permission or license granted by these Terms and may violate applicable law including copyright laws, trademark laws, and communications regulations and statutes.
All comments, reviews, feedback, ideas, suggestions, and other submissions submitted to FCRMI on the site (collectively, “Feedback”) shall become FCRMI property. FCRMI shall have no obligation with respect to such Feedback and shall be free to reproduce, use, disclose, exhibit, dispose, transform, create derivative works and distribute the Feedback to others without limitation. FCRMI shall be free to (without charge or liability, whatsoever) use any ideas, concepts, suggestions, know-how or techniques contained in Feedback for any purpose whatsoever.
Information and Press Releases
The site may contain information and press releases about FCRMI. While this information was believed to be accurate as of the date prepared, FCRMI disclaims any duty or obligation to update this information or any press release. Information about companies other than FCRMI contained in any press release or otherwise, should not be relied upon as being provided or endorsed by FCRMI. FCRMI does not assume any duty of disclosure beyond that which is required by law.
You agree to defend, indemnify, and hold harmless FCRMI, its affiliates, officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the site and any material contained therein by you or by your breach of the terms of this agreement.
This agreement shall be treated as though it were executed and performed in Ohio, and shall be governed by and construed in accordance with the laws of the State of Ohio (without regard to conflict of law principles) and/or the federal laws of the United States of America. Any cause of action by you with respect to the site (and/or any information or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. The language in this agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this agreement shall be brought solely in the courts located in the State of Ohio. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the site is in conflict or inconsistent with this agreement, this agreement shall take precedence. The failure of FCRMI to enforce any provision of this agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.
This site can be accessed from countries around the world other than the United States. FCRMI makes no representation that the content on this site is appropriate or available for use in other locations, and accessing this web site from areas where its content is illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and their own risk and are responsible for compliance with local laws.